APPOINTMENTS:

The standard meeting time for therapy is 60-minutes. It is up to you, however, to determine the length of time of your sessions. Our therapists are happy to help you in deciding a session length that best fits your needs.

 

CANCELLATIONS:

The time you agree to meet with your therapist is set aside just for you. If you have to cancel for any reason (except for a true unforeseen emergency), a 48 HOUR notice by phone, email, or portal is required to avoid being charged a flat rate of $75 for your missed appointment.

 

PAYING FOR THERAPY:

The cost of services will vary depending on the type of service provided. Prior to your first session, our practice administrator will review Flourish’s billing policy with you and answer any questions. This conversation is also an opportunity for you to discuss personalized billing arrangements.

 

Flourish offers both insurance and self-pay options to help you get the care you need.

 

INSURANCE

We understand that insurance benefits can be confusing, and we are happy to answer any questions you may have regarding insurance. If you choose to use insurance, we are currently an in-network provider with the following insurances:

 

Aetna

Blue Cross Blue Shield

Cigna

HealthPartners

Medica

Medicaid/Medical Assistance (MA)

Mayo/Medica

Optum

PreferredOne

Tricare

Ucare

United Behavioral Health (UBH)

United Healthcare (UHC)

 

Please know that your insurance company may not cover the entire session fee, and you are responsible for any co-payments, deductible amounts, and any costs not covered by your insurance plan.

 

If you choose to use your insurance, these are the rates billed to your insurance:

Diagnostic Evaluation CPT code (90791): $195

Individual Psychotherapy CPT code (90837): $165

Couples/Family Psychotherapy CPT code (90846, 90847): $165

Group Psychotherapy CPT code (90853): $85

 

Be aware the rate billed by Flourish is different from the contract rate. Your session fee will vary based on the contracted rate between your insurance company and Flourish. Each insurance company contacts varying rates with different area providers. Your insurance provider determines the rate.

 

Examples of our contracted rates for a 60 minute Individual Psychotherapy CPT code (90837):

BCBS: $135.31

Medica: $109.59

Mayo-Medica: $108.75

United Health Care: $109.59

Aetna: $165

Preferred One: $144.23

Optum:$109.59

Cigna: $165

UCare: $109.51

Health Partners: $132.21

 

Flourish requires a credit card on file for all charges not covered by your insurance company. The amount owed is charged to your card on file 2-3 days after invoicing. If you need to make other payment arrangements, please contact our practice administrator by phone at 507-993-7731 or email at flourish@flourish-counseling.com

 

Again, if you have any questions about billing insurance, please feel free to contact us.

 

SELF-PAY

Self-pay is another way to pay for mental health services. Insurance requires a diagnosis, access to your records, and specific regulations that may not meet your individual needs. Self-pay removes focus from the billable service and allows for greater flexibility to incorporate various care approaches at your request. Our self-pay rate is $125 for a 60-minute session and $65 for a group session. Payment will be due at the time of service unless other billing arrangements are made in advance.

 

HSA and FSA

HSA and FSA cover mental health services. Flourish is happy to provide you with a statement that you can submit to your HSA or FSA for reimbursement.